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YOVIDAI Investing Companion
intermediate 3 min read

Warning signs in a company's financials

Six numbers to read before falling in love with a stock.

1) Debt-to-equity climbing rapidly. Fine if it's funding real growth; scary if it's funding losses.

2) Operating profit up, but cash flow flat or negative. Accounting profit can be manufactured; cash flow can't.

3) Frequent equity dilution — the company keeps issuing new shares. Existing shareholders' slice keeps shrinking.

4) Frequent related-party transactions with the promoter's other businesses. Sometimes fine, often a red flag.

5) Auditor changes back-to-back, or qualified audit opinions. This is a serious signal — investigate before touching the stock.

6) Promoter pledging shares. If more than 30% of promoter holding is pledged, one bad quarter can trigger a sell-off cascade.

Terms you'll see
  • PledgingPromoters using their own shares as collateral to borrow money.
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