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YOVIDAI Investing Companion
intermediate 3 min read

ROE vs ROCE

How efficiently does the company turn money into more money?

ROE = Return on Equity = Net Profit ÷ Shareholders' equity. It answers: for every ₹100 shareholders have parked, how much profit did the company make this year?

ROCE = Return on Capital Employed = EBIT ÷ (Equity + Debt). ROCE also accounts for money borrowed. It's usually the fairer view for capital-heavy businesses.

Rough Indian benchmarks: ROE above 15% and ROCE above 20% is very good for a large business. Below 10% for either usually means the company is not creating much value.

Danger sign: ROE that's high only because the company has taken on huge debt. Always check both ROE and ROCE together.

Terms you'll see
  • EquityThe money shareholders have invested plus retained profits.
  • DebtMoney the company has borrowed.
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